Release Notes

The latest Mercury product releases and updates.
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Nov 1, 2025
Flowchart representing funds coming into an income account, which are automatically divided into three separate transfers to a payroll account, a tax account, and an expense account

Dial in your auto-transfers

Manually moving money between accounts? Not anymore. With improved auto transfers, you can create rules that move funds automatically — by time, balance, or fixed amount. Use them to consolidate income, automate your budget, set aside taxes, or whatever fits your needs.

The update also introduces a cleaner UI, new rule types, and increased flexibility, enabling you to automate your finances without the mental overhead. Available now for Business and Mercury Personal users.
Oct 30, 2025

Download receipts in bulk

Individual receipts weighing you down? Download them in bulk for any date range — perfect for accounting, tax prep, and maintaining a clean paper trail. 
Oct 15, 2025
A visual graphic showing “Mercury API Invoicing” with curved lines and dots flowing out from it, representing seamless integration and the exchange of data.

Keep invoicing in sync

Our Invoicing API connects to your CRM (Customer Relationship Management) tools or internal systems to automatically create, send, and track invoices at scale. Sending invoices and handling billing just got a lot smoother. Ready to get started? Subscribe to Mercury Plus or Pro through your “Plan & Billing” page to access the Invoicing API. Plus subscribers can create up to 500 invoices per month, and Pro subscribers can create unlimited invoices.
Oct 15, 2025
Mercury IO business credit card

Access business credit from day one

Getting a business credit card usually means jumping through hoops — like high balance requirements, personal credit checks, and long approval timelines. With the IO credit card, eligible companies can access a business credit card the moment they open a Mercury account. No personal guarantee and no separate application — just instant access to spend management tools and unlimited 1.5% cashback on all spend.
Oct 15, 2025
Chart showing a growing Mercury Treasury balance with returns over time

Mercury Treasury: Now accessible with $250K

Mercury Treasury is now available once you reach $250K in deposits, helping you tap professionally managed, lower-risk portfolios to earn up to 3.65% yield without sacrificing liquidity or control. Protect your capital with investments managed by J.P. Morgan Asset Management and Morgan Stanley, and even withdraw funds same-day. You can also automate transfers between Treasury and your operating accounts, and sync your Treasury account directly with QuickBooks or NetSuite.
Oct 10, 2025
Image showing mobile UI

Updates to your mobile experience

More control, right in your pocket. From your business banking dashboard, you can now add Admins and Employees directly on the iOS or Android app — perfect for quick team updates on the go. If you’re using Mercury Personal, you’ll now see your Invest portfolio’s performance over time and a visual breakdown of your balance — including deposits and withdrawals, all in one clean view (currently for iOS users only).

Learn about more ways to manage your finances from the Mercury mobile app here.
Oct 8, 2025
An image of a mobile phone showing the Mercury Personal banking app

Mercury Personal waitlist is lifted

Whether you’re managing your personal finances, sharing them with a partner, or investing idle cash, Mercury Personal gives you a radically different way to manage, move, and grow your money — for one all-inclusive subscription of $240/year.

We designed Mercury Personal around user requests (like having a competitive APYon savings accounts) and have been adding new features since its launch. And if you’re already a Mercury Business customer, switching between accounts happens with a single click. Apply for Mercury Personal today.
Oct 5, 2025
Image showing catalog on the dashboard

Catalog your way to faster payments

Set up a Catalog with your most-used products and services — then build and send invoices faster using reusable, customizable line items. Standardize pricing and descriptions across your team, track what’s been updated, and get paid with less back and forth.
Oct 5, 2025
Part of the Mercury dashboard showing four receipts being uploaded and automatically matched to their corresponding transactions.

Watch receipts file themselves

You can now create Gmail rules to auto-forward merchant emails to receipts@mercury.com, and we’ll match them to the right transactions — no manual upload required. And if you want to save even more time, turn on global matching to automatically attach receipts to any transaction you have access to, including your team’s card spend.
Sep 2, 2025
An IO credit card showing a limit of $250,000

Connecting accounts to boost your credit limit

Now customers with balances in linked external accounts may see higher credit limits for their IO credit card based on those external balances. As your IO limit evolves, we'll continue to notify you based on the preferences you've set in your account settings — no action needed.  
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Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank.