Release Notes

The latest Mercury product releases and updates.
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Personal

Oct 15, 2026
Nothing moves until you approve it

Take action on your Mercury account from ChatGPT and Claude

You can now ask ChatGPT or Claude to move money, pay a recipient, or categorize transactions on your Mercury account. Every answer is grounded in your account data and nothing moves until you approve it. Connect Mercury to ChatGPT or Claude. Already connected? Reconnect once to enable actions.
Oct 14, 2026
Linked business and personal accounts

All your accounts, connected

Multiple Mercury accounts can now be connected to move money between them directly. Transfers between accounts on the same partner bank land in seconds, and auto-transfer rules keep money moving between linked accounts on the schedule you set. Plus, you can now send money to bank accounts outside of Mercury on a recurring basis.
Sep 29, 2026

Send real-time payments with the Mercury API

You can now send real-time payments through the Mercury API. Set realTimePayment as the paymentMethod when you send money, and the funds will arrive in seconds, 24/7/365, including nights, weekends, and holidays. Available on Mercury Business and Personal accounts provided through Column, N.A.
Aug 25, 2026
The image shows the payment method toggle in the Send Money flow with real-time payments at the top.

Send instant payments, 24/7/365

You can now send real-time payments on Mercury — money that arrives in seconds, 24/7/365, including nights, weekends, and holidays. It's free to send, and available on Mercury Business and Personal accounts provided through Column, N.A.
Jun 29, 2026
Image showing an auto transfer rule distributing incoming funds to different accounts.

Get more out of auto transfers

Auto transfers just got more flexible. Run multiple rules on a single account, pause a rule without deleting it, and enable auto transfers through Command. You can also set up recurring transfers directly into your business Treasury or your Mercury Personal Invest account.
Jun 16, 2026
Mercury's dashboard showing the Command interface.

Orchestrate your finances with Command

Even simple finance tasks take multiple steps. Mercury Command eliminates that. It's AI built directly into your Mercury business and personal accounts — just say what you need and the work gets done. You review and approve every action. No dashboards, no exports, and no friction. 
Apr 28, 2026
A terminal window showing a Mercury CLI common requesting an ACH payment.

Command your money with Mercury CLI

Introducing Mercury CLI, a command-line interface for you and your agents to work directly with your Mercury account. Read balances and transactions, perform write actions like payments and categorization, and chain operations into scripts or agentic workflows. No brittle scrapers, CSV exports, or credential handoffs.
Mar 2, 2026

Passkeys on iOS

Using passkeys on iOS just got easier. You can now log in faster with a dedicated passkey button and view, add, or remove passkeys from the Mercury iOS mobile app.
Oct 10, 2025
Image showing mobile UI

Updates to your mobile experience

More control, right in your pocket. From your business banking dashboard, you can now add Admins and Employees directly on the iOS or Android app — perfect for quick team updates on the go. If you’re using Mercury Personal, you’ll now see your Invest portfolio’s performance over time and a visual breakdown of your balance — including deposits and withdrawals, all in one clean view (currently for iOS users only).

Learn about more ways to manage your finances from the Mercury mobile app here.
Oct 8, 2025
An image of a mobile phone showing the Mercury Personal banking app

Mercury Personal waitlist is lifted

Whether you’re managing your personal finances, sharing them with a partner, or investing idle cash, Mercury Personal gives you a radically different way to manage, move, and grow your money — for one all-inclusive subscription of $240/year.

We designed Mercury Personal around user requests (like having a competitive APYon savings accounts) and have been adding new features since its launch. And if you’re already a Mercury Business customer, switching between accounts happens with a single click. Apply for Mercury Personal today.
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Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank.