Release Notes

The latest Mercury product releases and updates.
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Payments

Sep 29, 2026

Send real-time payments with the Mercury API

You can now send real-time payments through the Mercury API. Set realTimePayment as the paymentMethod when you send money, and the funds will arrive in seconds, 24/7/365, including nights, weekends, and holidays. Available on Mercury Business and Personal accounts provided through Column, N.A.
Sep 28, 2026

Authorize wire drawdowns for payroll

You can now set up wire drawdowns from Mercury accounts provided through both Column, N.A. and Choice Financial Group. Authorize payroll providers like Sequoia and Gusto to withdraw funds from your account directly. 
Aug 25, 2026
The image shows the payment method toggle in the Send Money flow with real-time payments at the top.

Send instant payments, 24/7/365

You can now send real-time payments on Mercury — money that arrives in seconds, 24/7/365, including nights, weekends, and holidays. It's free to send, and available on Mercury Business and Personal accounts provided through Column, N.A.
Jul 21, 2026
Mockup of blue paper check from Mercury

Order checkbooks from Mercury

Some payments still call for a physical check — a vendor who only takes paper, a check that goes out with an IRS filing, or just the occasional one-off payment. Now you can order free business checkbooks directly from your dashboard. When it arrives, you'll be ready for the moments when nothing else will do. Each business can order up to six checkbooks per year for free. 
Nov 10, 2025

Accept international wires for Mercury invoices

There’s now one more way to get paid. Accept international wires for Mercury invoices in over 139 non-USD currencies. Payments will be automatically converted to USD when they land in your account. Fees may apply.
Nov 3, 2025

Get paid in seconds, 24/7/365

With real-time payments (RTP), you can receive payments in seconds, even outside of banking hours. This includes faster payments from participating banks as well as payment processors like Stripe, Amazon, and Square. 

RTP is currently available to customers with accounts on Column, N.A. To find out which partner bank your account is on, log in and go to the “Accounts” page, click on an account to view its details, and you’ll see the partner bank on the right-hand side of the screen.

If you don’t have an account on Column, N.A. yet, you can join our waitlist to kick off the process. 
Aug 15, 2025
An image showing ACH as selected payment method on a painted background

Sending free same-day ACH payments

Like USD wires, ACH payments are free on Mercury. And if you send an ACH before 12:00pm PT during business hours funds typically post that same afternoon. Since most recipient banks charge less for ACH payments compared to wires, that means faster payroll, vendor payments, and customer refunds for you. If your payment doesn't qualify for same-day ACH, we'll send it as a next-day payment.

Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank.