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Personal Banking

Oct 8, 2025
An image of a mobile phone showing the Mercury Personal banking app

Mercury Personal waitlist is lifted

Whether you’re managing your personal finances, sharing them with a partner, or investing idle cash, Mercury Personal gives you a radically different way to manage, move, and grow your money — for one all-inclusive subscription of $240/year.

We designed Mercury Personal around user requests (like having a competitive APYon savings accounts) and have been adding new features since its launch. And if you’re already a Mercury Business customer, switching between accounts happens with a single click. Apply for Mercury Personal today.

Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank.